When choosing a service company, it is imperative to check the state license board to make sure the company is licensed, bonded and insured.
If you were to hire an unlicensed contractor, you put yourself at serious risk. Since the unlicensed company is already breaking the law by working without a license, it is likely other laws are being broken as well.
Hiring an unlicensed contractor can result in poor workman ship as a result of not receiving the proper training required by the state board in fulfilling licensing requirements.
A homeowner is also at risk and subject to liability should an accident or injury occurs on their property and could face a lawsuit.
Tips for Hiring a Contractor
Determine if the contractor is licensed to perform the job. Any work over a cost of $500 requires a contractor’s license. Check the state license board to verify the license is current and in good standing.
Make sure the contractor has liability AND worker’s compensation insurance. These are critical in ensuring both the homeowner and contractor are covered in the event of damage to your property or an injury to a worker. Once insurance certificates are given, call the insurance companies to verify the policy is current.
Is the contractor bonded? A bond provides a certain amount of liability protection and if the contractor fails to complete a job as specified in the contract, the bond can provide compensation to the property owner.